1. General provisions
1.1. This agreement governs the use of «Мы»: the website vdvoemwallet.com and the Android apps that open it (the “Service”).
1.2. The Service is provided by its owner, the controller identified in the Personal Data Processing Policy (the “Provider”). Contact for all enquiries: noreply@timur-p.ru.
1.3. A User is an individual with legal capacity who has registered an account with the Service.
1.4. By registering, the User accepts the agreement as it relates to free use of the Service. By paying for My Plus, the User accepts the public offer (section 4 onwards) under Article 437 of the Civil Code of the Russian Federation. Payment constitutes full and unconditional acceptance of the offer.
2. What the Service provides
2.1. The Service is a space for two people (a couple): a shared budget, tasks, calendar, notes, wishes and documents. Core features are free.
2.2. My Plus unlocks additional features: monthly recaps, recurring payments with reminders, shared goals and savings pots, trips in a separate currency, and increased receipt recognition and AI question limits. Current features and limits are published on the Plans page.
2.3. A subscription covers the entire couple: one participant purchases it and both can use it.
2.4. Couples registered before 17 October 2026 retain free access to all features available to them on that date: trips, the AI assistant and receipt recognition at the previous limits.
2.5. A subscription grants access to the Service’s features. No physical goods are supplied.
3. Account
3.1. The User is responsible for keeping their password secure and for actions performed under their account.
3.2. The User must not use the Service to break the law, attempt to access other people’s data, disrupt the Service or overload it with automated requests.
3.3. If clause 3.2 is breached, the Provider may restrict access to Service features after notifying the User by email, unless the breach requires an immediate response.
3.4. The account can be deleted at any time as described on the Account deletion page.
4. My Plus price and payment
4.1. The subscription costs 79 ₽ per month or 790 ₽ per year. Current prices are always shown on the Plans page and in checkout before payment.
4.2. Payments are accepted in roubles through payment partner RollyPay using the Faster Payments System (SBP). Payment is confirmed by the payment partner and the bank. The app does not receive or store the payer’s banking details.
4.3. The payment obligation is fulfilled when the payment partner confirms payment. The subscription is activated immediately afterwards.
4.4. The subscription lasts for the paid period (a month or a year), starting from payment.
4.5. After payment, save the payment page link. It confirms payment (amount, date and status) and is needed for payment or refund enquiries.
5. Renewal and cancellation
5.1. Payment is one-time for the chosen month or year. Automatic renewal and automatic debits are not enabled.
5.2. My Plus works until the paid period ends. To renew access, the User makes a new payment. If paid access is still active, the new period is added to its end.
5.3. The price of the next one-time purchase is shown before payment. A price change does not shorten a period already paid for.
5.4. When a subscription ends, the couple’s data is not deleted. Goals, payments and trips created with My Plus remain visible and can be edited again after renewal.
6. Refunds
6.1. No refund is given for a paid period that has already started, because feature access is granted immediately after payment.
6.2. Refunds are available on request in these exceptional cases:
- a duplicate charge or a subscription that was not activated after payment;
- My Plus features did not work due to the Provider’s fault for more than 3 consecutive days;
- an automatic renewal charged the User after they had cancelled it.
6.3. Send a refund request to noreply@timur-p.ru from your account email within 14 days of payment. The Provider responds within 3 working days. Money is refunded using the original payment method within the timeframes set by the payment partner and bank.
6.4. These terms do not limit the User’s statutory consumer rights.
7. Liability
7.1. The Service helps with record-keeping and is not a financial, legal or tax adviser. AI suggestions are for information only; the User makes their own financial decisions.
7.2. The Provider aims to keep the Service available continuously but cannot guarantee this during connectivity or infrastructure provider failures or scheduled maintenance. The Provider aims to give advance notice of lengthy planned maintenance.
7.3. The User is responsible for the accuracy of data they enter. Important documents and data should also be stored outside the Service.
7.4. Unless otherwise required by law, the Provider’s liability to the User is limited to the amount paid for the current subscription period.
8. Intellectual property
8.1. The Service’s design, code, text and images belong to the Provider. The User may use the Service for its intended purpose and may not copy or resell it.
8.2. Data entered by the User belongs to them. It can be exported from the profile in JSON or CSV format.
9. Personal data
Personal data processing is described in the Personal Data Processing Policy and the Consent to Personal Data Processing.
10. Final provisions
10.1. The Provider may amend the agreement. A new dated version is published on this page. Material changes are notified by email at least 10 days in advance.
10.2. Russian law applies. Disputes are first addressed by correspondence: send a claim to noreply@timur-p.ru; the response period is 10 days. If no agreement is reached, the dispute is heard in court under Russian law.
10.3. Support is available at noreply@timur-p.ru and through the in-app feedback button. See Contacts.